The pre-paid MasterCard looks like a credit card and can be used anywhere MasterCard is accepted - at more than 29 million locations worldwide. But it does not allow you to spend money you may not have. You load money into your card account, and then spend up to whatever amount is deposited in your account. Who can qualify for the card?
Anyone. The only requirement is that you are 18 years of age and have a verifiable U.S. address. There's no need to worry about credit history, employment status or having a bank account - it makes no difference. What is the cost?
There is a one-time set up fee of $29 and a monthly maintenance fee of $2.95. All fees are paid directly to Ecount, which issues the card through Bank One. Why should I enroll for this card? - Convenience of a credit card for renting cars, making hotel reservations, etc.
- No interest charges, late fees, or overlimit fees
- No risk of increasing your debt
- No reporting to credit bureaus; will not appear on your credit report
- Guaranteed approval
- Great budgeting tool
- Can be used at an ATM to obtain cash
Who do I contact if I have a concern?
Ecount Customer Service is available in English and Spanish 7 days a week, 24 hours a day, 365 days a year. There will always be someone available to assist you. You can check your balance and transaction history online at http://www.myecount.com/. How does this differ from a debit card?
It's similar to a debit card, but is not tied to your bank account. You can never spend more than the amount in your Ecount account. How do I load money onto my card?
Choose from several free, convenient ways to load money. You can have money directly deposited from your pay check, have it loaded from your bank account
or, if you're on a debt management program, Christian Debt Free Counseling Center
can load money onto your card. You can add money anytime by visiting the Ecount website at http://www.myecount.com/ or
by calling customer service 1-866-ECOUNT9 (1-866-326-8689).
How can I obtain a card?
Contact your CDFC Credit Counselor or call Christian Debt Free Counseling
toll free at 1-800-410-9289. Or you can click the link below to order your pre-paid
MasterCard immediately. After submitting your application, your card should arrive
in about 10 business days.
Click here to order your no-interest pre-paid MasterCard today!
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